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Finding a good personal loan rate is half the battle when trying to get credit. Here at Mungo Money we’ve tried to make this process as easy as possible by listing the personal loan rate as one of the key features of each loan. This means that in order to find the best personal loan rate for you all you need do is browse our selection of unsecured personal loans; no digging and no reading of small print required!
What we’ve also attempted to do with our personal loans is to review each and every one of them, giving a star rating our of five. This means that the personal loans with five out of five stars are recommended whereas the lower performing personal loans have good rates but the benefits they offer aren’t quite as appealing.
If you’ve applied for a personal loan in the past (be it with Northern Rock, Alliance and Leicester, Oceans finance or another UK lender) you can add your own loan review of their service! If you think Northern Rock gave exceptional customer service and value for money then give them a five star recommendation!
Personal loan rates aren’t the be all and end all. Which is to say that if you need a car loan or home repair loan, getting the lowest rate might not always be best for you. Always consider the loan package as a whole, looking at repayment terms, payment holidays and flexibility. Even a personal loan with a very low rate isnt going to benefit you if your circumstances change and you cant make a payment.

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