How to get a FREE credit rating report online

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Equifax, the credit rating agency, offer a service whereby you can receive a copy of your current credit rating in the form of a credit reference file. This service comes with a price tag of some £12 or £13. A new community lending service offers you a similar report for absolutely nothing! Heres how to get yours…

Head over to Zopa, the revolutionary new lending service which allows you to borrow money from other individuals rather than from banks. Zopa offer a free signup service which, once registered, you can then choose to lend or borrow money (both of these services comes with an associated cost but, importantly, just signing up for the service does not).

Once registered, begin you signup as a borrower. Within a few clicks you will receive an online credit score which rates how suitable you are as a borrower. Et voila, a free online credit score report.

Sign up to Zopa for free.