Virgin UK Credit Card

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For over a decade, Virgin Money has been a North Star in the personal finance market. Putting the primary emphasis on money where it matters most to the customer, Virgin Money has introduced many novel yet simple investment, savings, loan and insurance schemes. Similarly, Virgin Credit cards have been designed keeping in mind the diverse, dynamic tastes and requirements of the modern generation.

Credit Card Features:
Virgin Credit cards charge a 15.9% APR, typical rate. The introductory offer of 0% interest on purchases for a three month introductory period is a chance that customers should not miss. Virgin money does not levy interest on credit card purchases if the payments for present or any pending balance shown on the statement, are made in full balance within due date. Moreover its savory discount schemes allow no money tension dampen your occasional shopping spree.

• 10% off at Virgin Wines.
• 10% off at Virgin Mega stores (DVD, CD, Games)
• 75% off at Virgin Active
• 10% off at Virgin Holidays
• 10% off essential cover for car, home, holidays, pets and annual travel insurance.

Virgin Cards offer 0% balance transfer rates for an introductory period of 13 months with 2.98% handling fees. Through this balance transfer scheme customers can save up to £159 on a balance of £1000. However, it has to be kept in mind that no balance transfer from any other MBNA cards is allowed as Virgin Credit cards are issued by MBNA.

The most captivating feature of Virgin Credit Cards is the intriguing colors. These cards become classy fashion as well as financial statements. They come in three different trendy colors- the classic Virgin Red, the Cheeky Pink and the Sexy Black.

The other features include:

• An introductory offer of 0% interest on purchases for 3 months
• A Master card.
• 50 days of interest free purchasing period, as long as payments are made in full balance within due date.
• Standard APR (cash advances) – 24.90%.
• Secure Pin and Chip cared.
• Online Access
• No annual fee.
• Credit limit- up to £50,000

Eligibility Criteria
Applicants over 18 and UK resident with bank or society account are eligible for Virgin Credit Cards.