Nectar Credit Card

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Apply for Nectar Credit Card »

The Nectar Credit card is issued by the American Express Services Europe Lmt. It comes in an attractive get up of rich purple, with a tawny drop of nectar and offers equally fascinating offers.

Nectar Credit Card Features:
The Nectar Credit Card offers an incredible credit point scheme which gives an ideal opportunity to cash in on your expenditures. For first time users, the first purchase would earn them 1000 Nectar Credit bonus points. After that you will be awarded one point for every pound spent and four Nectar Credit points for each pound spent at Nectar Sponsors. However Nectar Points are not earned on Balance Transfers, purchase of American Express Traveler cheques, Cash Advances, Express Cash or Foreign Exchange transactions, late payment or Referral charges, charges for dishonored cheques or on any expenditure above the credit limit.

The Nectar Credit card charges 15.90% APR, typical (variable).  For transferred balance an interest rate of 15.90% per annum which is deducted on a daily basis till the amount is fully paid off. For balance transfer 2% handling fees are charged.

The Fraud Detection system keeps 24 hour watch over your account. Any uncharacteristic spending are immediately detected and further dealings through the card is stopped until the purchases are verified by the customer. Card information is kept confidential with the help of secure encryption technology. In case your Nectar credit card is used without your consent then you would not be liable for fraudulent charges.

The other card features include:

• An introductory offer of 0% interest on purchases.
• Card Type- American Express.
• 56 days of interest free purchasing period, as long as payments are made in full balance within due date.
• Online Access
• No annual credit card fee.
• 24 hour card replacement facility.

Eligibility Criteria:
To be eligible for the Nectar Credit Card the applicant has to be 18 or above and a resident of UK. For online applications, bank or building society details along with a Nectar account number is all that is needed for a Nectar Credit Card.