Money Back Credit Cards

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Money back credit cards come in many shapes and sizes.

Traditionally cash back credit cards have been used to earn money back on every card purchases. Cash back credit card rates vary between credit card company. Some ovver a paltry 0.1% whereas others pimp special offers of upto 3% on every card purchase.

A new group of credit cards are nw also allowing you to earn money back in the form of layalty and reward points. Step forward the UK Loyalty Credit Cards!

Loyalty Credit Cards typically offer point for every card purchase (see Sony Credit Card, Nectar Credit Card and Virgin Credit Card) but can also help you give money to Charities and other worthy organisations (see RSPCA Credit Card, RED Credit Card).

One of the benefits of the Loyalty credit cards is that the money you earn back can be used towards something physical (like DVDs, air miles, mp3s etc).