Egg Credit Card

Hello! Have't seen you 'round here before! You may want to subscribe to my RSS feed so as to keep up to date with money saving tips and product reviews, or you may wish to view the main Mungo Money website for UK Credit Cards, Personal Loans and Savings Accounts. Thanks for visiting!

Apply for egg credit card »

With the introduction of on-line registration these days it takes only a few minutes to apply for a credit card. It no longer involves the hassles of paper work. However one of the key concerns of customers about on-line transactions has been security of information and identity. The 128-bit Secure Socket Layer encryption engine used by Egg maximizes security of information. Today Egg is the largest pure on-line bank in the world.

Features

Apart from 24 hour secured online servicing it has come with a range of attractive facilities for egg credit card holders. It charges 0% interest for purchases within first three months and balance transfers for 12 months from the day of opening the account. For the customers who would apply by May 2007 the company has announced a 0% interest rate on balance transfers from May 2009 to May 2010. The APR is 16.9% for purchases and 22.9% for cash advances.

Benefits

The Egg cardholders enjoy a number of benefits ranging from free travel accident insurance to protection against purchases damaged in transit.

Cover against loss of card/death

More than 13000 cards go missing everyday in UK and Ireland. Egg covers up to five people living at the same premises for the loss the cards for only a fee of £29. Egg also covers for inability to pay back outstanding balance due to death or serious illness.

Cash back rates

It offers exciting cash back facilities of up to 20% on a range of items like DVD, garments and lifestyle goods. It has tie-ups with companies e.g. travelcheap.com that provides cardholders with concessions on travel bookings. One also need not pay any interest on premiums of motor insurance for up to 12 months.

Service to community & Business ethics

Egg has come up with strategies to identify and groom talent in areas of education, sports and liberal arts. The intention to leave a lasting impact on the community also influences its business strategies to maximize customer satisfaction and sustain a positive brand image.