American Express Credit Card

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The American Express Credit Card has been tailor made to meet the diverse requirements of common users.

Credit Card Features:
The American Express Platinum card offers remarkable cash back facilities. For the first 3 months up to 3% cash back on purchases are offered and after that cash back on purchases can go up to 1.50%. However this offer is subject to certain conditions. No cash back offer is made if the monthly minimum payment requirement is not met within the due date. No rebate is offered on interests, fees, amounts re-credited to your account due to refunds, cash withdrawals, and balance transfers or on expenditure exceeding the credit limit. An annul rebate on the aggregate of your yearly purchases is also offered and calculated according to the following rates-

• .50% for aggregate up to £3,500
• 1% for aggregate from £3,501 up to £10,000
• 1.5% for aggregate amounts more than £10,000.

The American Express Platinum Credit Card also offers a travel accident cover of £150,000 provided that scheduled air tickets are purchased with the American Platinum Express Cards,

The American Express Platinum Credit Card charges a standard APR of 14.90% on purchases and balance transfers, which is less that what is usually charged by other credit cards. For balance transfers a handling fee of 2% is charged.
The other features include:

• Card Type- American Express.
• 56 days of interest free purchasing period, as long as payments are made in full balance within due date.
• Online Access
• Credit limit- £10,000
• Zero annual fee.

The American Express Platinum Credit Card has excellent Security features.  The Online Fraud Protection service protects you from any unauthorized purchases made online. Purchase Protection service provides cover of £20,000 for stolen or accidentally damaged items over a period of 365 days, provided that the loss is reported within 90 days of purchase. The Refund Protection provides a cover of £200 up to £750 over a period of 365 days. In each case exclusions apply and for detailed information customers must refer to Summary of Benefits.

Eligibility Criteria:
Applicants must be aged 18 or over and a permanent resident of UK, have a current UK building or bank account and not facing a County Court Judgment for non-payment of debts. To see how your personal information will be used by the company, refer to Card Account Terms and Conditions.