How to get free stuff using your UK credit card

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Credit cards are a lucrative business for their suppliers. So much so that many UK card companies are willing to spend a healthy amount to attract new customers. This articles outlines how you can get your hands on the latest gadgets (and other premium items) by spending an incredibly small amount on your credit card.

Freebies or incentives are given to new UK credit card customers in many forms, either via cashback credit cards, loyalty credit cards or, more likely, in the form of free goods such as money off vouchers and the latest gizmos and gadgets. As a new customer you can legally get your hands on these items by spending no more than a couple of pounds on your new credit card. sound too good to be true? Well here’s how you can snag yourself some CD’s, a voucher and even an iPod!

Free £15 with Amazon.co.uk

New customers who apply for the Amazon.co.uk credit card will receive a £15 voucher for use at the Amazon store. The credit card offers 15.9% APR, a balance transfer offer and the ability to earn loyalty points at Amazon.co.uk

Free Sony PulseBeats

New customers who apply for the Sony platinum credit card will receive a huge 2000 pulsebeats (SONY branded layalty points) for use at Sony’s online store. The credit card offers 15.9% APR and a 12 month balance transfer offer.

Free iPod Shuffle

New customers who apply for the Citi Bank Life of Balance Credit Card will receive a brand new iPod Shuffle! Carry over 1000 songs in your pocket with Apple’s flagship product. The credit card offers 16.9% APR and a life of balance transfer deal.

Money off at Argos, Dell and more!

New customers who apply for the Student Barclaycard will receive sizeable discounts at a range of UK highstreet stores. The credit card offers 14.9% APR and monthly prize draws for the latest goodies.

Now you know how to get yourself some free stuff from your UK credit card company, here are some rules to live by:

1. Only spend the minimum on this new credit card. Just because a brand new ipod (for example) is being shipped to you right now, dont think that spending more and more on the card will get you more and more incentives. It wont. Go into a supermarket, buy a sandwhich, a bag of crisps and a drink on your card and then stop. You will have spent enough to qualify for the credit card incentive. If you feel tempted to continue spending on this card then more fool you. There are better credit cards to use for regular spending.
2. Pay of the balance ASAP. So you’ve spent about £5 on your new UK credit card and your free CDs (for example) are on the way. The next step is to pay off your balance so as to not receive any later payment or interest charges. Do this now! The minue you forget is the minute your credit card company can double your monthly bill (assuming you did spend about £5)
3. The final rule is simply this. If you want to apply for several credit cards to benefit from the whole raft of free goods available, be sure to spread your applications over several weeks. Your credit score will then not be damaged and so long as you follow rule 2 (paying off your balance in full) you credit score should remain healthy.
4. Oh, bonus rule number 4. If after a few months your are happy and secure in the knowledge that you will no longer need these new UK credit cards, be sure to cancel them with the card company. No point having them hang over you if you have no need for them.